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date on the certificate must be filled in fully a month before my death and not on a date which was a Sunday. Don't forget this. I did not date the certificates now, for I may live some years. And in that event the date might make you trouble, but if filled in as to be only a month before my death, there will be no difficulty. If however I should die after a long, lingering illness it may be better to date the certificates a little further back but I would not date them too far back-not more than 5 or 6 weeks. You must use your best judgment and if my mind is clear, I will help you. I earnestly hope God will grant me a clear mind as long as I live. 

The extra $15 we can arrange, or I can deduct it from the next div. which will be due, if all goes well, on the 25th of March. The div will be $65. If I deposit $50 that