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Dear Helen, Thank you for the pretty card. I wish you a mery Xmas and hope you will have a nice tree. Much love from Father, Mother and me. 13/12 1900. Your cousin Grace Love to your mother from us all. Xmas 1900. [[postmark]] NEW YORK, NY DEC 22 PM 1900 [[/postmark]] [[photographic image]] Belmont Cottage [[/photographic image]]