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this group of 18 men have accumulated 150,000Rp capital but estimate they need 1.5 mil to to pay off debts to shop keepers, start own shop, & buy parts & equipment needed to open repair shop
they would like to borrow from a bank, but bank charges considerable admin. fee & deducts interests in advance - consequently if they borrow Rp 1 mil. they would only receive Rp 700,000 in cash
[[left margin]] p6 [[/left margin]] Pof. pts. out that this PPA program will not help buruh  nelayan he suggests focus on net making & assisting buruh to develop less costly credit sources & more efficient techniques for net making

environmental change: prawn and shrimp caught in shallow coastal waters to a depth of 15 depak (25m); since introd. of motors in 1980 catch declining & possible over-fishing

Pofs conclusions: should focus on families lacking material resources [[strike-through]] or I [[strike-through]], ie boats or land
generally these are the buruh nelayan

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and buruh ikan
notes than many young girls, discouraged by the low wages. available from fish processing work, have become prostitutes to serve fishermen from other villages along the coast who spend the night at S.B. ((actually, I was told the prostitutes came from outside the area)) - veneria disease is reportedly endemic and many women cannot afford the cost of treatment & transportation to the nearest health clinic (PUSKESMAS) in Pedes ((the kec. capital)) 

many children involved in the fishing industry - irls lend to work as fish cleaners while boys clean prahus & help outfit boats for fishing trips
as a result the primary school drop-out rate is high with only 32 children graduating over the past two years from a school of 750 students

Pof. seems to advocate coops for low-income women fish processors & small traders why could provide