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cut w scissors 400,000 2nd loan also 1st she was late on 10th payment once because used for school 50,000) 45,000) monthly 40,000) makan & merging diseth Lush didin Sabarudin 2 children works only 2 yrs; formerly worked here for 6 layers sc. 40-50 cutters (when applied for loan she paid it was m.k. & didn't tell it was for obras