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Oct 11, 1990 Kamp. Melayu focus group w/ women Cut as discussion leader -25% bank takut usanya kecil kredit motor BPD menabung difkantor pos / melalui subunit BPK [horizontal line] Coop. keluarga follow all the way thru one subject before start 2nd [horizontal line] 2% menurun bank arisan suami wont [[won't]] allow her to borrow because usaha kecil