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more than your contribution, whichever is larger. This makes up for the loss of interest in most cases, so far as the deceased American Air Line pilot is concerned.

In the Pan American plan, a widow gets no more benefit of interest than a pilot who leaves Pan American for any reason.

Well, you have shown me that the Company plans aren't as good as I thought they were. But what has A.L.P.A. to offer that's any better?

Retirement plans are like most everything else: after you begin to work with them, you find ways to improve them. Which reminds us that although the plans on United and Pan American