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a result, become permanently and totally disabled (whether this happened on your first day as pilot, or after you have become a veteran, makes no difference) you will get not less than $200 a month, as long as you live. Again, if you don't live, your widow and minor children are protected. This provision was not in the first draft of the A.L.P.A. plan and has been included as a result of the continuing studies of the problems of retirement being made by the Interim Retirement Committee.

10. You get credit for time you spent in the Armed Forces (whether or not as a pilot) in the period of September 1939 to December 1946.

11. If you decide to quit, whether you have worked 5 years or 10 years, or one day, and