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permanent survivors' insurance on the first day the A.L.P.A. plan is effective. You can count service in the armed forces between 1939 and 1946 toward the 10 years.

Survivors insurance consists of monthly incomes payable to widows with minor children, to the minor children themselves, to widows upon attaining age 60, and if there are no surviving widow or children, to a dependent mother when she is 60, or to a dependent father at 65. If there are no survivors entitled to immediate income benefits, a lump sum is payable.

These survivors benefits are modelled along the lines of those in the Social Security Act -- but with a lot of improvements. The incomes will average about three times as much as