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-6-

Table I (continued) 
[[7 columned table]]
| Years of Service | Salary per Year | Complete Disability | Occupational Disability | Retirement at Age 60 | Survivor Benefits "Insurance Amount" | Cost per Year |
| --- | --- | --- | --- | --- | --- | --- |
| 11| $6600| $200/mo.| **$200/mo.| $64.02/mo.| $70.13/mo.| $511.50|
|12| 6600| 200.00| 200.00| 70.56| 71.40| $511.50| 
|13| 6600| 200.00| 200.00| 76.57| 72.58| $511.50|
|14| 6600| 200.00| 200.00| 83.02| 73.69| $511.50|
|15| 6600| 200.00| 200.00| 89.55| *74.75| $511.50|
Cost to date - $6,974.50
*Survivor benefits could equal not more than twice this amount.
**Retires voluntarily...loses this. However, retains his complete disability rights.

|16| $10000| $200/mo.| $200/mo.| $98.88/mo.| $77.21| $775.00|
|17| 10000| 200.00| 200.00| 108.12| 80.06| 775.00|
|18| 11000| 200.00| 200.00| 118.26| 81.62| 852.50|
|19| 11000| 200.00| 200.00| 128.44| 83.61| 852.50|
|20| *12000| 200.00| 200.00| **139.60| 85.50| 930.00|
Cost to date - $11,159.50
*Maximum in any one year.
**Automatically goes to $200.00 per month at end of 20 years service.
Could retire at age 50 on $67.00 per month.

|21| $12000| $200/mo.| $200/mo.| $200/mo.| $87.30| $930.00|
|22| 12000| 200.00| 200.00| 200.00| 89.01| 930.00|    
|23| 12000| 200.00| 200.00| 200.00| 89.65| 930.00|
|24| 12000| 200.00| 200.00| 200.00| 92.13| 930.00|
|25| 12000| 200.00| 200.00| 200.00| 93.75| 930.00|
*Cost to date - $15,809.50

This plan includes no cash value regardless of the length of time you contribute or the amount of your contributions. Benefits increase somewhat with years of service but you cannot expect to be able to secure any capital at any time as a result of the reserve that you have built up as a result of your contributions. You cannot borrow on your policy.

*This is the cost of the employee only and does not include the contributions of the employer which would be exactly the same amount.