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[[8 column table]]
|Are Disability Benefits Reduced By Income From Other Sources|Yes. Co. Pay Or Other Gainful Empl.|No|No|Capt.Yes F/O No|Yes|No|No|

|Time disabled before benefits begin|45 Days|30 Days After Written Claim|30 Days|Capt.2 Wks. F/O 7 Days |30 Days|30 Days|30 Days|

|Benefits then paid for how long|6 Mos. but may be extended 1 Yr by MEC|1 Year|11 Months|1 Year|See Note 1|1 Yr. unless approved by 2/3 of all Members|1 Year|

|Maximum Cost Monthly Capt.|$16.00|$10.00|$10.00|Not Stated|$12.00|$10.00 (3)|$15.00 (3)|
|Maximum Cost Monthly F/O|$8.00|$5.00|$5.00|Not Stated|$4.00 (2)|$5.00 (3)|$5.00 (3)|

|Minimum Cost|None|Equal Share Of Operating Expense|None|None|Equal Share Of Operating Expense|Note 4|25¢ Mo.|

|Time Involved to Terminate Membership|None|1 Yr. Unless expelled or leaves Co.|None but must be approved by majority of Members|Plan must be terminated|None|1 Yr. unless expelled or leaves Co.|1 Yr. unless expelled or leaves Co.|

Can Plan Be Modified Or Terminated by MEC|Yes |Yes, but 2/3 of Members may Overrule|No|No|No|Yes|Yes, but 2/3 of Members may Overrule

Time Involved and How is Plan Terminated|Immediately by MEC|60 Day Notice By MEC|Immediately by Majority of Membership|Immediately by Majority of Membership|Not Stated|Immediately by MEC
60 Day Notice By MEC|

Note 1. Maximum duration of benefits for one year but unless caused by aircraft accident or is permanent total disability and/or duration of payments is reduced.
2. F/O maximum assessment for death benefits $12.00 monthly.
3.Reserve fund plus regular monthly deposit may be used to pay benefits but reserve fund must be replenished when assessments will permit.
4. When benefits are being paid minimum service charge of 10-15 cents per month is made.