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The Bank for Savings
IN THE CITY OF NEW YORK
Chartered 1819
280 Fourth Avenue
NEW YORK 10, N.Y.
ALgonquin 4-1000
                                           April 5, 1954


Mr. Michael A. Gitt
94 Kings Point Road
Kings Point, New York          

Re: Loan No. 55455
94 Kings Point Road
Kings Point, New York

Dear Sir:
        We have refigured your account as of April 1st and find after payment of your School taxes there is a total shortage in your escrow account of $427.44 as shown on the enclosed escrow accrual statement.
        We will appreciate it if you will send us your remittance for the total shortage of $427.44 attached to the enclosed copy of this letter so that we will have sufficient funds on hand to pay future taxes and insurance premiums.
        Beginning with May 1st, 1954 and monthly thereafter until further adjustments may be necessary your monthly payments will be $190.58 as follows:

                   Escrow      - $ 76.64
                   Prin. & Int.-  113.94
                                 $190.58
                               
Very truly yours,
[[signature]]
J.T. Cook
Accounting Department
JTC/fi




 NEW YORK'S FIRST SAVINGS BANK