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#915 Union Trust Building,
Detroit, Michigan,
November 14th, 1902. 

George B. Russel, Manager,
American Finance & Securities Co.,
Union Trust Building,
CITY.

Dear Sir:--
 
Replying to your circular letter of the 13th instant, I regret to say that at present I have no funds to invest. Therefore, it would be useless to send me a prospectus of the property covered by the bonds mentioned. 

With best thanks, I remain, 

Yours very truly,
Charles L Freer