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PERSONAL.

#33 Ferry Avenue,
Detroit, Michigan,
December 30th, 1905.

My dear Mr. Russel:--
I have your kind note of the 29th instant enclosing your check for Five hundred dollars, to pay interest to December 31st, on the loan of Ten thousand dollars. Let me thank you for your kind words of appreciation, and to add that the slight accomodation to you has been a real pleasure to me.

With all good wishes for the New Year, believe me,
Very sincerely yours,
Charles L. Freer

George H. Russel, Esq.,
Pres., State Savings Bank,
Detroit.