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640 (X) Sept. 12/98. Messrs. John C. King & Co., 217 La Salle St., Chicago, Ill. Gentlemen: Replying to your inquiry of the 9th inst., I am perfectly willing to dispose of my holding in the American Trust & Savings Bank but not at the figures you name. Par is the lowest offer I will accept for my stock. Yours truly, Charles L Freer