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April 8th, 1899.
 
Mr. Charles L. Freer, 
Care Waldorf Astoria Hotel, New York City. 

Dear Sir:- 
I have your favor of April 6th 1889 advising me of credit to Hecker and Freer's account by Guaranty Trust company under date of March 1st amounting to $25.425.00, being interest on H.P. Bonds as follows:- 

F.J. Hecker, 588 bonds, Inst to Mar. Inc, $14.700.00 
C.L. Freer, 417 bonds, Inst to Mar. Inc, 10.425.00 
H.& F. 12 bonds pur.Feb.23. Inst to Mar. Inc, 300.00 
$25.425.00 

The final item of $300.00 I had not before been advised of, as you will have learned by my letter of April 5th. Your letter of the sixth instant above referred to sets matter right and I have entered the $300.00 interest in Hecker and Freer's books.

In regard to the interest on the bonds owned by yourself and Col. Hecker. You will recall that while you were here I received a letter from the Guaranty Trust Company dated March 13th,written in reply to my letter to them of March 10th, advising me that they had collected interest on the bonds owned by yourself and Mr. Hecker and under verbal instructions from you had credited the same to Hecker and Freer's account with that company. I suggested that we let these amounts stand in H.& F. account applying them on return of loans made to C.L. Freer and Frank J. Hecker. In this you concurred and I have made entries accordingly. This you will also have learned from the statements of

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