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915 Union Trust Building, 
Detroit, Michigan, 
November 16,1899. 

The American Credit Rating Co., 
715 American Trust Building, 
Cleveland, Ohio.

Gentlemen:- 
Your circular letter of the 17th instant addressed to "Chas.Freer, Detroit, Mich." has been delivered to me. So far as I know there is no other Charles Freer in Detroit except myself, and I beg to advise you that I am not now nor have I ever been indebted to the firm of J.W. Lyder and Co. of Akron, Ohio, as named in your letter, which I return herewith as it is evidently intended for someone else.
Yours truly,
Charles L Freer

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---------- Reopened for Editing 2023-09-23 18:29:01