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HOW TO PREVENT FIRES.
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It is an old maxim that fire is a good servant but a hard master.
Shakespeare wrote: "A little fire is quickly trodden out; which, being suffered, rivers cannot quench."
Fires are the result of accident, of spontaneous combustion, and of design.  If they have been accidental the cause can generally be discovered, and it will be found they might have been prevented.
If the following precautions are taken, fires from accident of spontaneous combustion will seldom occur:
Keep you house, store, or factory clean.
NEVER allow rubbish, such as paper, rags, cobwebs, old clothing, boxes, etc., to accumulate in closets and unusued rooms.
NEVER fill your coal oil lamps after dark or near an open fire.
NEVER run your stove pipes through a wooden partition or through the roof without proper protection.
NEVER allow your furnace, steam or hot water pipes to come in contact with wood.
NEVER put up gas brackets so they can be swung against the wooden window casings, or against, or immediately under curtains.
NEVER put ashes in a wooden receptacle in or about your premises.
NEVER keep matches in any but metal or earthen safes, and when you light one never throw it on the floor.
NEVER allow smoking in proximity to inflammable merchandise or materials.
NEVER take an open light to examine a gas meter or into a closet.
NEVER read in bed by candle or lamp light.
NEVER close up your place of business before going over the entire premises to see that all fires and lights are safe or extinguished.
NEVER forget that carelessness and negligence are the cause of over two-thirds of all fires.
NEVER forget to have pails or buckets and water near at hand for immediate use in case of emergency.
Familiarize yourself with the location of windows and natural escape.
Learn the position of all stairways, particularly the top landing and scuttle to the roof.
Keep the doors of rooms shut.
Open windows from the top.
Wet a towel, stuff it in the mouth, breathe through it instead of nose, so as not to inhale smoke.
If room fills with smoke keep close to floor and crawl along by walls to the window.
NEVER go to the roof, unless as a last resort and you know there is escape to adjoining buildings.
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NEVER jump through flames in a building without covering the head with a blanket or heavy clothing.
NEVER get excited, try to recall the means of exit.
Use only safety matches which light on the box.
Galvanic battery spark lighters are much better than matches for lighting gas.
Provide metal waste cans (street ash cans are excellent) for stove ashes, refuse floor sweepings, etc.
Where oily waste and oily rags are used, prove self-closing metal waste cans therefor.
When gasoline, benzine, naphtha or other volatile oils are kept or used, keep same in an approved safety can.
There is no better known inexpensive fire protection than an abundance of fire buckets, kept filled with water, to be used ONLY in case of FIRE, except where oils or paints are used, or stored, or in any case of an oil or grease FIRE, fire buckets filled with sand will smother the fire where water would only spread it.
Provide two (2) buckets, each of at least ten (10) quarts capacity, for each 1,000 square feet of floor area, placed on permanent shelves, hooks or racks elevated not less than 2 feet nor more than 4 1/2 feet above the floor.
Buckets are to be painted red and marked "FIRE" with letters not less than 2 inches in height, kept full of clean water, and inspected once a week.
Wooden buckets are not recommended.
Approved chemical fire extinguishers may replace one-half the number of pails on each floor, on the basis of one approved two and one-half gallon extinguisher for six pails.
A FIRE DRILL of frequent occurrence is of the greatest possible value in preventing loss of life by fire.
Emphasize the importance to employees in event of fire of NOT STOPPING TO GET THEIR COATS AND HATS.
Approved Automatic Sprinklers with watchman and clock service, more automatic signal to Fire Department Headquarters, or sprinkler supervisory service, are the very best known protection to property. The fire waste is appreciably reduced thereby: the insurance companies grant liberal reductions in rates therefor. and "a thousand eyes watch over your property."
In buildings other than those equipped with automatic sprinklers, approved automatic and manual fire alarms should be installed where conditions permit and warrant the expense of the equipment.

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INSURANCE
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Provide yourself with fire insurance of a volume sufficient to cover any possible loss. in companies approved of by the Insurance Department of the State in which property to be insured is located.
See the written, typewritten or printed forms, privileges, or stipulations attached to all the policies covering on the same property read exactly alike.
Copies of several successive inventories are of great help as corroborative evidence and two successive accurate inventories are invaluable in the adjustment of a loss. keep same in some other place than where the property insured is located. The next best place would be a dependable fireproof safe.
As stock increases increase insurance in proportion, being careful to have same concurrent with all other policies covering your property.
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If an average clause or coinsurance clause is a part of a policy contract so this
If 80 per cent.. carry not less than $8.00 insurance on each $10.00 of value.
If 100 per cent.. carry not less than $10.00 insurance on each $10.00 of value.
In the instance of the 80 per cent. clause it does not mean that you collect only 80 per cent. of the
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loss. but having complied with the conditions of these coinsurance clauses, the companies are liable for any loss large or small to the amount of the policies notwithstanding these clauses.
REMEMBER-- Without the written consent of the company insuring your property, endorsed on the policies, YOUR POLICY IS VOID:
If you should move to another location.
If your should place a chattel mortgage on your personal property.
If your insurance is written in more than one company, unless permission to carry other insurance is endorsed on each and every policy.
If you are a manufacturer and your factory is operated later than 10 o'clock P.M.: or,
If you cease to operate it for more than ten consecutive days.
If the hazard in your premises is increased by any means within your control or knowledge. 
If mechanics are employed in your premises in altering or repairing for more than 15 days at any one time.
If your interest be other than unconditional and sole ownership.
If the subject of insurance be a building on ground not owned by the insured in fee simple.
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FOR CLEANING VARIOUS SUBSTANCES.
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ALABASTER.--Use strong soap and water.
BLACK SILK.--Brush and wipe it thoroughly. lay on table with the side intended to show, up: sponge with hot coffee strained through muslin: when partly dry, iron.
TO REMOVED STAINS or GREASE FROM OIL PAINT.-- Use bisulphide of carbon, spirits of turpentine, or if it is dry and old, use chloroform. These and tar spots can be softened with olive oil and lard.
STAINS, IRON RUST, or INK FROM VELLUM or  PARCHMENT.-- Moisten the spot with a solution of oxalic acid. Absorb same quickly by blotting paper or cloth.
RUST FROM STEEL.-- Take half ounce of emery powder mixed with one ounce of soap and rub well.
FRUIT SPOTS FROM COTONS.--Apply cold soap, then touch the spot with a hair pencil or feather dipped in chlorate of soda, then dip immediately in cold water.
GREASE FROM SILKS.--Take a lump of magnesia, rub it wet on the spot, let it dry, then brush the pwder off.
IRON RUST may be removed from white goods by sour milk.
SCORCH STAINS FROM WHITE LINEN.--Lay in bright sun.
MILDEW.--Moisten spot with clean water:
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rub on it a thick coating of castile soap mixed with chalk scraping, rub with end of finger, then wash off.
OIL MARKS ON WALL PAPER.--Apply paste of cold water and pipe clay, leave it on all night, brush off in the morning.
PAINT SPOT FROM CLOTHING.--Saturate with equal parts turpentine and spirits of ammonia.
TO CLEANSE HOUSE PAPER.--Rub a flannel cloth dipped in oatmeal 
BLACK CLOTH.-- Mix one part of spirits of ammonia with three parts warm water, rub with sponge or dark cloth, clean with water, rub with the nap.
FURNITURE FOR FINGER MARKS.--Rub with a soft rag and a sweet oil.
CHROMOS.--Go over lightly with a damp linen cloth.
ZINC.--Rub with a piece of cotton cloth dipped in kerosene, afterwards with a dry cloth.
HANDS FROM VEGETABLE STAINS.-- Rub with a slice of raw potato..
WINDOW GLASS.--Paint can be removed by a strong solution of soda.
TO CLEAN TINWARE.--Common soda applied with a moistened newspaper and polished with a dry piece, will make it look like new.
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BELTS.
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