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carry this policy. I have issued orders for benefit of [[insertion]] two of my [[/insertion]] creditors upon this policy - not my large amounts. My executors must respect my wishes in this regard and pay the claims - one being to Hon. John Hay for $750 and the other to J. P. Willer, Washington, for #3500 - both obligations of honor. 

  Two policies of $5000 each in the Mutual Reserve Fund Life Assn - annual premium of each 93.90 - in the hands of Mrs. Wellman. Payment March 19th, 1899. There may possibly be some assessments to be paid on this policy.

   Walter Wellmann

   Washington, March 16, 1898