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Article 7, Con't. holders and directors of their respective meetings in accordance with the by-laws of the corporation, and shall perform such other duties as the board of directors from time to time may prescribe. Sec. 2. In the absence of the clerk at a meeting, a clerk pro tempore may be chosen, who shall be duly sworn. Article 8. Sec. 1. Stock certificates shall be signed by the president and treasurer, or, in the absence of the president, the stock certificates shall be signed by the vice-president and the treasurer and sealed with the corporate seal. Sec. 2. In case of the loss or destruction of a certificate, another may be issued upon proof of such loss or destruction in its place, and the giving of a bond of indemnity or other security satisfactory to the board of directors but not to exceed double the market value of the stock. Sec. 3. The stock transfer books shall be closed for meetings of the stockholders and for the payment of dividends during such periods as from time to time may be fixed by the board of directors During such periods no stock shall be transferable. Sec. 4. The board of directors may appoint any bank or trust company which they deem reliable, the transfer agent and the registrar of certificates of stock of this corporation and may require that all certificates of stock shall bear its or their signature. Article 9. Sec. 1. The fiscal year of the corporation shall be from January first to December 31st in each year, beginning with 1920. Article 10. No stockholder shall sell or transfer any stock in this corporation except upon the following conditions, which, however,