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Our banks were closed just a few days. There was no panic no withdrawals to speak of. all calm and serene here. They voted to omit fines or March dues. I phone Mrs Holmes once in a while and hear from you from her. Glad they keep so comfortable and well this cold snowy month. I was putting on my rubbers yesterday to go out to look at the shrubs when I looked out of the window and it was snowing hard again and it has been ever since an old no'easter. I thot Spring had come at last. I went in Boston to the Flower Show Friday it was very beautiful and springlike in there. Bertha is still in Florida expect she is starting north