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8-11 Manual Pak Brower CMS translating Alvero Mera - auditing person most families engage in a no. of different enterprises for a Kupedes loan borrower must list 1 + trade often chosen ((ave. no of unit desas per cabang about [[strikethrough]] 25-30 [[/strikethrough]] 20-25 no longer focus on sawah areas)) ((ada unit kota now)) reason trade is chosen is because it has a regular cash [[strikethrough]] fow [[/strikethrough]] flow - seasonal activities not chosen by Kaudes unless the seasonal enterprise clearly the dominant source of income [[circled]] contd. [[/circled]]