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8-11 Manual
Pak Brower

CMS translating
Alvero Mera - auditing person

most families engage in a no. of different enterprises 
for a Kupedes loan borrower must list 1 + trade often chosen

((ave. no of unit desas per cabang about [[strikethrough]] 25-30 [[/strikethrough]] 20-25
no longer focus on sawah areas)) ((ada unit kota now))

reason trade is chosen is because it has a regular cash [[strikethrough]] fow [[/strikethrough]] flow - seasonal activities not chosen by Kaudes unless the seasonal enterprise clearly the dominant source of income [[circled]] contd. [[/circled]]