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(contd.)

notes from KUPEDES repeat contd.
|the majority of KUPEDES loans are listed as |being for trade, + most loans are for 12 mo. |with monthly installments. 
|profited from trade tapped for fertilizer + |other inputs at the time they are needed
                                                  variety of repayment schedules, w7 + without grace periods, available
                 3 mo
                 6
                 9
                12
                18
                24
collateral required sufficient to cover the value of the loan large maj. of borrowers use land
any document indicating land ownership OK for loans under 500,000 , but [[underline]] legal land certif. needed for larger loans [[underline]]