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24 Thur. beginning Sumedang
Kantcor Cabang
old cabang didn't 
give inv (he's Zen new since
(July)
because of 'grace period
interest late in coming in)
then when pay is too
large
2. smaller interest            @@@@@@
Pak. Unus UDO
if enlarge store, make
kolam
tidak langsung menghasilkan
cab. give priority to expl.
3. alr. ind kecil have peralatan
risk higher if grace period 
because lose contact 
pengarahan
3 mo
6 mo
9 mo

Transcription Notes:
24 in red ink, everything else in blank ink "beginning Sumedang" and "cab. give priority to expl., ind. kecil, 3. als. have peralatan" are all underlined in same red ink. Kantcor Cabang has a box around it. The @ symbols are in blue.