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Pak Suiwiyono - PUD Kupedes Loan from the World Bank comes from their small ind. section Victor [[strikethrough]] Ajis [[/strikethrough]] Agius (Matta) at the bank Wash. office/ head of appraisal team Rick [[strikethrough]] he [[/strikethrough]] feels the Pimpinan Cabang don’t like inv. loans -KIK doesn’t do as well as KMKP - longer term + short term w/out grace does better because don't lose contact -problem of def. multiple occup. Q