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[[preprint]] Month__ Date__ __day Page__ [[/preprint]] 1 5 in red ink [[margin note 1]] [[encircled]]* Why investasi selalu dicurigai * [[/encircled]] [[encircled]] if need both inv & expl., C,O, says make 2 loans & 1 says can get both at once can get 2 inv. in a row if nas. illiterate, petugas U.D. makes R.A.B. not a hambatan he says R.A.B. required for K.I.K. & he feels shld also require for KUP investasi he doesn't, however, require izin irsaha(not like K [[strikethrough]] cabang [[/strikethrough]] pinca thinks [[/encircled]] *[[encircled]] they often get inspected by Kanin which complains if investasi used for expl [[/encircled]] once a nas. in Ubud asked for a loan to buy compressor & compressor tidak ada [[encircled]] they got a teqoran from 1985-86 [[/encircled]] Kanin at Kanwil level also same at Sodeam, says Sl. if musim namai a lot investment loans to memperluas usaha July - Sept & Dec&Jan are busy seasons [[preprint]] IT IS WRONG TO TELL A LIE [[/preprint]] [[End Page]] [[Start Page]] [[preprint]] Month__ Date__ __day Page__ [[/preprint]] [[red ink]]5 2 [[/red ink]] * market still strong for tourist related handicrafts, they say (belum saturated "belum jenu" - also a lot of domestic tourists types of investments (contd.) 5. perluasan tempat [[strikethrough]] h [[/strikethrough]] usaha for both industry & trade 6. tools not common 7. alat sablon (Neain prada)- in Sukowati -3 juta [smiley face]8. home stay + restaurant [[encircled]] only allows new items because under KIK barang bekas dilarang - he admits pakai [[strikethrough]] pl [[/strikethrough]] pola KIK - under KIK barang yang dibeli lanqsung dipakai as jaminan so he also follows this rule pinca doesn't agree - "apaleah tidak bisa dipernudakan" - peraturan KIK + KMKP berat untuk mereka [[/encircled]] [[encircled]] pinca says expl labih menquntunqkas because of vol. of credit involved; pen vol. of funds he says same - (doesn't seem to underst spread)(arrow down to last sentence) no requirement for grace period not aware of difference in interest but C.O. knows [[/encircled]] [[preprint]] DON'T MAKE LIGHT OF YOUR LIFE [[/preprint]] [[End page]]