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could borrow 5 or 10 mo. at a time 50,000 max, about 1980; 2x borrowed 4% interest, menurun they pay kontan to pengilingan; jual kontan also formerly when ! st started bad experience giving credit (1982) -member ansan PKK setempat; can borrow but hasn't -tidak pernah macet, slaln baik -they don't buy more at Panem, "mingingat kekuatan" buy 395 jual 410 profit ± 6000 per hari usually sell all 1000colt| minus 1500 if use Colt; 500 | use about 20x a mo. kemet |135,000 a mo.