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3 beds
2 sets meja kursi school a. SMA 9000 Rp
A mo pendaftatan ulang 40,000
B. SMP 1550 Rp + 31, 500
No problem he says in school fees
(See loan hist. for perbaikon rumah)
No major health expenses
Benefit: can pay school fees
Can pay electricity
5 yrs ago better off- 
Higher school fees now- 
Not sure if want to borrow again