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outer layer - Ngad inner " - sisitan rough inner - for akyu bakas, own use [horizontal line across page] 1 ngad use w/ 7 sisitan no coop; is an arisan but no simpan-pinjam buys kontan he can borrower [borrow] about 20,000 from landowner for inputs - cut from his share - not returned as money uses no wage labor for farming; family labor or gotong royong -can get goods on 2-3 days credit from warung sells in pasar Tabanan - sells bakul to a trader 3 langanan sells kontan only goes about 1x a wk