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outer layer - Ngad
inner   "   - sisitan
rough inner - for akyu bakas,
own use

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1 ngad use w/ 7 sisitan

no coop; is an arisan but no simpan-pinjam
buys kontan
he can borrower [borrow] about 20,000 from landowner for inputs - cut from his share - not returned as money

uses no wage labor for farming; family labor or gotong royong

-can get goods on 2-3 days credit from warung

sells in pasar Tabanan - 
sells bakul to a trader

3 langanan
sells kontan only
goes about 1x a wk