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to take was every day.
sometimes she goes + sometimes he
no vehicles
no other
is a coop at her office but she hasn't borrowed 
if borrow would be 3x
savings
doesn't want loans from diff. places
coop. interest 3%
can [[?]] from [[strikethrough]] [[?]][[/strikethrough]] stores but she is afraid; no change in price
so if she buys for 10,000 they repay 3 mo. + add 1000 a mo = 13,000 (10% a mo.)
[[strikethrough]] buy [[/strikethrough]] but [[?]] w/ don't pay many ; from 100,000 she collects about 115,000, not 130,000