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worse situation now; a lot of compet. now
harga bahan mahal
"tidak cepat seperti dulu"
(but no kiss before)
would like to borrow again, I juta same use
has about 50,000 savings in SIMP.
in COOP. 100,000 Rp(so borrowed own funds - he is also a pendiri or founder of coop)
50 0 ram X 20,000 +/- =
1 juta