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24 [[checkmark]] [[strikethrough]] all types [[/strikethrough]] mainly agr. loans; head of KUD also our nas ada warung, pet. sawah nea pasa KUD funds saved at Unit; no perjanjian one customer w 25,000 outst. at KUD the Kaudes paid off & gave loan of 500,000 BNI 46 sends mobile to Tajuncu to collect savings; Taplus also to Solie but belam berhasil Kaudes asks old customer to speak for BRI problem in diff. interest rates 17% ours vary but less he feels can still keep loyalty more customers than HHO because some HH's