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mostly Cab. or urban bank cust.

Focus Groups Kawalu desa Kersamemale all male

A. Kelompole Mampu - 
#1 petani sawah pondok pesantren wants to know if private banks controlled by govn + why noting done about Kosipa
#2 pensuin ABRI - nas BRI since 1982 - UD ped. kelontong, membiat kue 2
#3 1978 started border + petani
#4 industry border
#5 pensiun peg negeri, petani sawah official of KUD who was Summa project
says people kecil use Kosipa because 90% don't have jaminan here 
he had "kepercayasn bank Summa melalui Bank Summa"
he says procedures in govn. banks "belit-belit"