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#9 doesn't need because 'situasi pekerpan' (( a buruh maklaon)) loans relialized in: 1st | 2nd 1 wk 1 wk | 3 hari, 3 hari 1 wk | 3 hari, 3 hari BKPD old customers same day service, 1st loan wk - one borrower wants lower inst. rate #1 people would like to borrow from BRI suggests mantri go procedures to people #7 hasn't borrowed because afraid tak