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it certs [[certificates]] does not give you 5% but to hold is very good, saving bank here not as yet dropped below 5%. but no chance to get Rich quick. Now a days most of stocks are at the best frozen, at present time no sudden rise or much gain for some time is the way I think about it I have been listening in to the Mexico Ambassador but did not understand him very well. I hear that Ralph has rec [[received]] a very good report from College as to Young Ralph standing and I think he is be sent to NY. as one of 5 picked out. Pa