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share certificates, they would be obliged to live up to their promises. Do you or Ralph know about this? Can I insist upon their doing so? Withdrawn and re-invested I shall have to take a lower rate of interest as the paid-up shares-even if I could get them - do not pay as high a note. I am glad that the weather cleared up and warmed up enough for you to get outdoors for a while. I guess you haven't started to stay out unnecessarily long the last few days. From what people say, the paper states, and I feel at night, we have had plenty of cold. One month