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To take another case, suppose a man's monthly benefit is $30. His widow would be entitled to $22.50 a month, and a child's benefit would be $15. If there were three children, that would mean $45, which, with the widow's $22.50, would be $67.50 a month. That, however, is more than twice the husband's primary benefit of $30, and the most the family could receive would be $60 a month.

Then suppose another man, with average monthly pay of $40 for 3 years, dies leaving a widow and three young children. His benefit comes to $16.48. His widow's benefit would be three-fourths of $16.48, or $12.36. A child's benefit would be $8.24. For the three children that would make a total of $24.72, which with their mother's benefit would be $37.08. The family could not receive this much, however, because it is more than 80 percent of the average monthly pay of the husband and father, which was $40. They would receive $32.

LUMP-SUM DEATH PAYMENTS

IF A WORKER leaves no survivors qualified for monthly benefits at the time of his death, a lump sum equal to 6 times his monthly benefit may be paid:
(1) to the widow or widower, or
(2) if there is no widow or widower, to the children or grandchildren, or
(3) if there are no children or grandchildren, to the parent or parents.

If there is no such relative, the persons who paid the burial expenses of the wage earner will be repaid up to and in proportion to the amount of the expenses paid by them, but in no case will they be paid more than 6 times the worker's primary benefit. 

Example: If the monthly benefit was $30 and the burial costs $150, the lump-sum payment would be $150. If the burial expenses were $200, the lump sum would be $180 or 6 times the monthly benefit. 

On page 14 are other examples of lump-sum death payments. 

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