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- 2 - contains some extremely serious and misleading misstatements of facts. In fact, the circular contains so many misstatements of facts that it would take quite a large circular to correct all of them. In this circular, we wish merely to call attention to some of the more egregious errors. (1) The Stone circular, in paragraph 2, condemns the plan because age 60 is set as the retirement age. The last paragraph calls for a plan which provides "protection against the dangers of busting a physical or busting up an airplane". The retirement age of 60 is applicable only to those who do not "bust a physical or bust up an airplane" and to those whose services are terminated voluntarily otherwise while in good physical condition and who remain so. The aim is to protect the pilots who have service as long as 10 years and who bust their physicals, whether they are 30, 40, 50 or 55, with a minimum income of $200 a month. The ALPA plan cuts down on the pensions of the men who can fly for the benefit of those who can't. Every air line pilot who is completely disabled having five years of service gets $200 a month. (2) In paragraph 3 of the Stone circular it is stated that "In order to collect the pension the pilot must have absolutely no other employment." This is absolutely false. The only employment a pilot can't have is with an air line company; otherwise a man who has been awarded a pension can work for whomever, whenever and wherever he pleases without it having the slightest effect on his pension. It may be observed that if a man who is awarded a pension, because he is permanently and totally disabled for all kinds of employment, engages in certain kinds of jobs, that might give rise to a suspicion that he was not disabled. However, it would not be the holding of a job but a physical examination which would finally determine the matters. A man with certain heart conditions should not work, but if he, nevertheless, does work, he is nonetheless disabled through the fact that he is working might cause him to be called in for an extra physical. (3) In paragraph 4 it is stated that if a pilot who is 34 and who has been flying for eight years wrecks his car and loses an eye, he will not "receive one cent of pension". The pilot in this case would, of course, ultimately collect, even if he were held not to be permanently and totally disabled just after the accident. On the other hand, it is quite possible that loss of an eye, with other injuries, might be counted as permanent and total disability, and, in such case, the pilot would immediately draw $200 a month. (4) In paragraph 5 it is stated that for 8 years of service with an average pay of $600 a month, the pension would be $56 a month. This would be true if the pilot had quit his job and was working in some other occupation. However, if the accident referred to happened while the individual was an air line pilot or within 18 months after he quit, he would get the $200 a month. (5) In paragraph 6 it is said that in order to get $200 a month, a pilot must work more than 20 years and have averaged more than $900