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but no facts. But you will wind up short a lot you thought you could count on--maybe you'd better think again.

3. A plan with everybody in. This is important. If each pilot is free to come in or stay out, most of those who will stay out will be the youngest pilots. They can figure on 15 or 20 years ahead--if all goes well (even that is taking a big chance). If some of the youngest stay out, that will make the cost higher for the others--and that higher cost will make some of the youngest of the remainder stay out--and so on in a vicious circle. The only way to have everyone carry out his fair share of the load is to have everybody in.

4. A plan based on 12 years successful experience under the Railroad Retirement Act. The ALPA plan is modelled after the Railroad Retirement Act, with such changes in benefits and contributions as are necessary to make it fit pilots' conditions. The legal actuarial bases of the Railroad Act have been well tested and can be definitely counted on to stand up.

5. A plan to be administered by the Railroad Retirement Board - an organization with 13 years of successful experience in the administration of a nation-wide retirement system.

6. The plan covers all air line pilots on exactly the same basis: whether you work for TWA or United, Capital, or American, or any other air line, you get treated on the same basis --and you aren't at the employer's mercy.

7. If you have 10 years of service and you bust your physical and are unable to work as an airline pilot and do not work for an air line in any capacity, you are entitled to $200 a month for the rest of your life no matter

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