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These contribution figures are not altogether comparable. Those for the Eastern Plan assume that the Airline Company will not get any dividends from the insurance company. On the other hand, when the Company puts up money for a pilot who quits before he has served 10 years, it gets a credit against the current premiums for all those deposits. Further, if a pilot who has more than 10 years quits and draws back his deposits, the Eastern gets credit for its deposits too. Under the A.L.P.A. no money ever goes back to the employer. It is possible, though not probable, that the Company contribution may be substantially reduced by dividends.

A second reason why the contribution figures in Table C are misleading is that they refer to individuals who work longer than the average, and are much older than the average pilot, therefore they do not accurately represent the relationship between the aggregate Company and pilot contributions. For example, the monthly contribution of a pilot, aged 32 is $3.00 per month for each dollar of annuity. The Company contribution at age 32 is $4.35. But at age 50 the pilot still contributes $3.00 a month for $1.00 of annuity but the Company would contribute $8.23 gross. The contribution for the Company in Table C includes the cost to the Company of the prior service annuity which is assumed to be bought at a lump sum at the beginning of the service. The young pilots have no prior service credits.

Equally as important as individual cases are averages for whole groups. A calculation has been made to show what the average annuities would be for a group of pilots who have 12 years of service