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to an annuity if you have 5 years of service.

7. Q. If I leave my job as a pilot and take a job in another industry, do I forfeit my pilot's annuity?

A. No. But you might not be entitled to an annuity as quickly if you leave the industry as if you stay. If you have had 20 years of service, or as long as you have an employment relation to the air transport indus-try, which is for about 18 months after you leave service as a pilot, your annuity rights remain the same as they were at the time you left service. if you do not have an employment relation to the air transport industry and have less than 20 years of service, you may not retire and get an immediate annuity (expect at age 50 on reduced annuity; see question 8 unless you are (1) age 60, or (11) are permanently and totally disabled for any and all kinds of employment and have at least 10 years of service, or are are 55).

8. Q. Suppose I want to retire on annuity at 50, even though I may not be disqualified. Can I do it?

A. You may retire as early s 50. If, however, you retire before 60 without having been disqualified or being totally and permanently disabled, your annuity would be reduced.

9. Q. How much are the reductions?

A. The reductions are one-hundred-eightieth of the annuity, pay-able beginning at age 60, for each month by which you are less than 60 when your annuity begins.

Retirement From Subsequent Job

10. Q. If I should remain in service after age 60 as an executive, would I receive a larger annuity when I retire?

A. If you are receiving creditable compensation, your annuity credits would continue to accrue as long as you worked, irrespective of your age.

11. Q. How will I know whether my compensation is creditable or not?

A. It depends on whether your job includes duties as a pilot. See questions 92 and 93. 

12. Q. Suppose the executive job I have is one in which my compensation is not creditable. Will my annuity increase of the service?

A. No.

13. Q. If I as disqualified from service as a pilot but as offered a job by my employer, can I take the hob and get the annuity too?

A. No. You cannot get an annuity and work for an air line employer too. 

14. Q. Suppose I work for an air line for a period of years and then, when I am 40, I quit, to take a job for an auto company. Do I lose my annuity from the pilots' system. 

A. No. You will be entitled to the annuity based on your years of