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The Phillips Collection will exercise the same care in respect to loans as it does in the safekeeping of its own property.

Insurance: Unless the lender expressly elects to maintain his own insurance coverage, The Phillips Collection will insure this loan wall to wall under its fine-arts policy, for the amount indicated on the face of this sheet, against all risks of physical loss or damage from any external cause while in transit and on location during the period of the loan. The policy referred to contains the usual ex-clusions of loss or damage due to such causes as war, invasion, hostilities, rebellion, insurrection, confiscation by order of any Government or public authority, risks of contraband or illegal transportation and/or trade.

If the lender elects to maintain his own insurance, this shall constitute a release of The Phillips Collection from and liability in connection with the loaned property, and The Collection can accept no responsibility for any error or deficiency in information furnished to the lender's insurers or for lapses in coverage.
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