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5.
minute to outline my gift schedule, I shall brave the crowds and the weather.  My primary aim is to maintain a sizeable bank account this year; therefore, as you suggested, I am trying to stay within a Christmas buying budget if possible.  So far I am doing well with my account — though half of it belongs to Celena.  What I want to do is to get a certain amount saved and then send her a check.  I'm one month behind with Mr. O., but I'll it up as I go along.

I am sending a check for $60 this time.  Please give Mr. O. his $35.00 and give Mr. Schleisner the balance.  I hope to be able to finish Schleisner in January.  My Nov. check was slim because of my absence and because they deducted two payments for my Educators' Mutual.  If I can get the balance for Schleisner before Jan; I shall do it.  I am also going to try to save enough if I can to get to see you during the