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D. L. Eaton, Actuary 
Washington, D.C.

Charles Spencer, Cashier, 
Richmond, Va. 

Branch Office, 
National Freedman's Savings and Trust Company, 
No. 10 North Tenth Street, 
Richmond, Va., Dec 9th, 1871 

Bvt. Major Genl. O. O. Howard USA
Commissioner

General, 
I enclose herewith my monthly report of Receipts and disbursements on account of bounties &c for November 1871. 

Yours &c
Charles Spencer
Agent. 
Bureau R.F & A Lands

1 En.

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