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matter, asking if he would have any objection to my offering the mortgages to you, and he replied that he would be perfectly willing to have them transferred to you, if you wanted them.

You are very well, I trust. Catherine and your husband, too, are both well, I hope.
All goes nicely here.
With all good wishes,

Yours faithfully,
Charles L Freer

Charlotte Whaley,
Kingston, N. Y. 

Transcription Notes:
Very faint impression of a signature, assumed to be Charles L Freer