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Conditions
governing the use of this cheque-book.

1. Cover.
Cheques may be drawn only if the drawer is entitled to immediate disposal of the amount.

2. Advice of cheques drawn.
As a rule, cheques are paid on presentation without previous advice from the drawer. In case such previous advice has been arranged, however, it should contain amount and number of the cheque. If such a cheque is subsequently withdrawn, the Bank must be immediately informed thereof, if necessary by telegram. Responsibility for not doing so, or doing it too late, rests with the drawer.

3. Verification of signatures.
The Bank confines itself to examine the bona fide of the person presenting a cheque, but is under no obligation to verify the authenticity of the signatures of either drawer or the endorsers though it may do so should it deem this advisable.

4. Withdrawal.
The withdrawal of a cheque becomes effective only on expiration of the time fixed for presentation. 
If the drawer has reason to believe that a cheque has been lost by him or a third person, he is entitled to oppose payment by the drawee.

5. Advice of non-payment.
The drawer agrees that in case of non-payment of a cheque the obligation to advise him thereof shall rest with the drawee, not with the bearer.

6. Safe-keeping of cheque-books. Liability for abuse.
The holder of a cheque-book undertakes to keep it safe and to bear all the consequences arising from the loss or misuse of one or several cheque-forms, though this may be no fault of his. Whenever such forms are lost or stolen, the Crédit Suisse has to be informed thereof by the quickest means,  in order to enable the Bank to prevent, if possible, their being misused. In short, the drawer bears all the consequences and losses arising from a cheque forged, or fraudulently altered after issue, or abuse of cheque-forms and/or receipts, with the exception of proved gross abuse.

7. Unserviceable or unused cheque-forms.
Unserviceable cheque-forms or such as will no longer be used are to be returned to the Bank.

8. Due date of payment.
Cheques are payable on presentation. Contrary indications are void. In case of antedated cheques the Bank is entitled to cash them without regard to their date.

9. Stamp-duty.
Cheques are exempt from stamp-duty only provided they do not circulate prior to the date of issue and provided the whole period of circulation does not exceed 20 days in case of a cheque issued in Europe or 2 months if issued outside Europe.

When closing an account, customers are requested to return forthwith any unused cheque forms, either personally or under registered cover.

Crédit Suisse.

Transcription Notes:
---------- Reopened for Editing 2024-02-05 18:08:32 ---------- Reopened for Editing 2024-02-05 23:57:56 ---------- Reopened for Editing 2024-02-06 22:43:36 ---------- Reopened for Editing 2024-02-07 09:24:39