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October 15, 1948 My dear Mr. Barlow: Referring to your letter of October 13,1948, please be informed that I never instructed Mr. Liechti of my office to discuss the various insurance plans which you mentioned and that if he did so, it was on his own initiative. However, should I at some future date contemplate some of the arrangements you indicate, I should be glad to avail myself of your services. Yours very truly, (Germain Seligman) Mr. Richard W. Barlow Estate Conservation 60 East 42nd Street New York 17, N.Y.