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-102- specializing in ethnicity was named as one example of an Institute working with and getting help from the Smithsonian. [[underline]] The Arts and Artifacts Indemnity Act [[/underline]] On December 20 the President approved P.L. 94-158 which will permit the government, through the Federal Council on the Arts and Humanities, of which the Secretary is a member, to enter into indemnity agreements covering international exhibit exchanges, subject to endorsement by the Secretary of State that each exhibit is "in the national interest." Coverage does not extend to the first $15,000 of loss or damage and may not exceed $50 million for any single exhibition. The legislation is expected to alleviate the high insurance premiums for such exchanges which are beyond the reach of most museums. The record of indemnification by other governments is impressive and it is anticipated that losses, if any, will be minimal, while opportunities for increased exchanges will be enhanced.